The New Jersey Bankruptcy Lawyer - since 1994
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Welcome to the Law Offices of Lee M. Perlman
A civil law firm focusing on consumer bankruptcy and consumer rights in New Jersey.
Our clients come to us when they are struggling with debt, stressed by harassing collections calls, or worried about foreclosure.
We aim to get our clients immediate relief from their financial distress through several bankruptcy and non-bankruptcy options. We are equipped to help individuals and small businesses handle issues with foreclosure, credit cards, and collection agencies. We regularly pursue claims against overly-aggressive creditors and collectors who break the law, including claims under the Bankruptcy Code, FDCPA, FCRA, and TILA. We help clients reduce their mortgage obligations through foreclosure alternatives whenever possible.
We appreciate you visiting our site and we look forward to working with you to help bring your case to resolution.
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We are a trusted and highly-regarded
New Jersey Bankruptcy Law Firm
With 20 years of experience, we are a trusted and highly-regarded New Jersey bankruptcy law firm. New Jersey Bankruptcy is our specialty whether its Chapter 7, Chapter 13 or Chapter 11, but we can also help you with credit reporting problems, traffic offenses, medical malpractice issues as well as several other practice areas. Please email or call us at 856-751-4224 and speak with one of our attorneys today.
Call on the experienced bankruptcy lawyers in NJ, at the Law Offices of Lee M. Perlman for any and all of the following bankruptcy issues:
Chapter 7 Bankruptcy
Chapter 7 is a liquidation bankruptcy meaning it can eliminate most types of unsecured debt. Examples of unsecured debt are credit cards and medical bills. Individuals, married couples, corporations and partnerships can all file a Chapter 7 bankruptcy if eligible.
Chapter 13 Bankruptcy
Chapter 13 is a reorganization or repayment bankruptcy that allows the debtor to enter into an interest-free debt repayment plan to pay back all or some of the debtor’s debts over a 3 to 5 year period. During this time, creditors must abide by the plan and are not permitted to collect from you or contact you.
Are creditors always harassing you? Filing bankruptcy will temporarily shield you from creditors through what is known legally as an “automatic stay”. Creditors who violate the stay open themselves up to civil actions in state court, where you may be entitled to an award for damages.
Is your home currently in foreclosure or have you received notice of an impending sheriff’s sale? Filing a Chapter 13 bankruptcy will stop the foreclosure or sheriff’s sale any time prior to the sale of the house. The Chapter 13 filing will allow you to pay your mortgage arrears through the bankruptcy directly to your mortgage company.
When needed, we coordinate with personal injury, Social Security, employment, and criminal defense attorneys to get our clients the best result.
Whether its bankruptcy, credit problems or another of our specialized areas, we can help you just as we have helped other clients with similar hardships. We are the law firm that other attorneys trust to refer their clients. Learn the background of the credit card industry.
Come in today for your free consultation and talk to one of our bankruptcy attorneys. We have day, evening and weekend appointments to meet every schedule.
No matter how big or small your problem, we, the attorneys and staff of the Law Offices of Lee M. Perlman give all our clients the most individualized service and attention. We stay on top of the most current bankruptcy laws by attending seminars and intensive “boot camps“.
The Law Offices of Lee M. Perlman understand each client’s financial situation is different. That’s why we offer affordable fees and payment plans to fit every budget.
Meet Our Attorneys
We Can Help You With All Of Your Bankruptcy Issues
At any time in a person’s life difficult times may occur. These difficult times often involve significant financial debt due to circumstances beyond our control such as changes at work, loss of health insurance, foreclosure and separation or divorce. Many of us try to get ourselves out of this financial debt without the use of bankruptcy. This often only worsens the situation by digging us deeper into debt. Many of us are looking for some breathing room from high interest credit cards and personal loans. This is the time to contact the bankruptcy lawyers in NJ at the Law Offices of Lee M. Perlman. We are here to help you get out of debt and most importantly, help rebuild your credit.