New Jersey Bankruptcy Law Practice
Eliminate Debt Now and End Creditor Abuse
Call Us Today (856) 751-4224
Helping New Jersey consumers and businesses get a financial fresh start since 1994.
Bankruptcy Terms 101
Personal Finance Myths
Chapter 7 Bankruptcy
Chapter 13 Bankruptcy
Chapter 13 Bankruptcy FAQs
Free Bankruptcy Assessment
How to Select a Bankruptcy Attorney
Student Loan Debt
Atlantic City Bankruptcy
North Jersey Bankruptcy
Central Jersey Bankruptcy
South Jersey Bankruptcy
New Jersey Foreclosure Defense
Bankruptcy Attorney Profiles
Lee M. Perlman, Esq.
Heidi R. Spivak
Cory F. Woerner
New Jersey Bankruptcy Articles
Bankruptcy Lawyer Payment Plans
New Client Tips
Court & Trustee Instructions
Bankruptcy Forms Needed
Bankruptcy Video Series
Test Your Debt IQ Quiz
Not all debt is bad. In fact, having some debt is part of building a good credit score. But too much debt can not only kill your credit score, it can also affect your physical and emotional health. You can take control of overwhelming debt and get a financial fresh start, and you don’t have to do it alone.
Take our quiz to see if it’s time to reach out for help with increasing debt:
Does fear of late credit card or other payments keep you up at night?
Are you making only the minimum payment on your credit card bills?
Are your credit cards "maxed out?"
Do you stress out when it's time to pay the mortgage?
Do you feel like it's impossible to stick to a budget?
Do you habitually pay your bills late?
Are you worried that your heat or electricity might be turned off?
Do you avoid answering the phone because you fear it's a collection call?
Do you avoid talking to your spouse about finances for fear of having an argument?
Are you afraid to order your credit reports for fear of what they may reveal?
This field is for validation purposes and should be left unchanged.
Free Case Consultation
We care about you and we want to help.
Need immediate assistance?
Call our office right now (856) 751.4224