New Jersey Bankruptcy Law Practice
Eliminate Debt Now and End Creditor Abuse
Call Us Today (856) 751-4224
Helping New Jersey consumers and businesses get a financial fresh start since 1994.
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Test Your Debt IQ Quiz
Step
1
of
10
10%
Not all debt is bad. In fact, having some debt is part of building a good credit score. But too much debt can not only kill your credit score, it can also affect your physical and emotional health. You can take control of overwhelming debt and get a financial fresh start, and you don’t have to do it alone.
Take our quiz to see if it’s time to reach out for help with increasing debt:
Does fear of late credit card or other payments keep you up at night?
*
Yes
No
Are you making only the minimum payment on your credit card bills?
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Yes
No
Are your credit cards "maxed out?"
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Yes
No
Do you stress out when it's time to pay the mortgage?
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Yes
No
Do you feel like it's impossible to stick to a budget?
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Yes
No
Do you habitually pay your bills late?
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Yes
No
Are you worried that your heat or electricity might be turned off?
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Yes
No
Do you avoid answering the phone because you fear it's a collection call?
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Yes
No
Do you avoid talking to your spouse about finances for fear of having an argument?
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Yes
No
Are you afraid to order your credit reports for fear of what they may reveal?
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Yes
No
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