Nationwide cities are experiencing difficulties due to the poor economy throughout the United Stats. Regions are falling behind due to a poor job market and the death of industry in cities that were once touted as industrial powerhouses. The Region of Southern New Jersey is no exception to such circumstances. Throughout the region businesses are closing and moving out due to the poor economy. As a result there is an increasing amount of poverty forming in concentrated areas throughout the Southern New Jersey Counties. Because of this debtors are falling behind in payments to their creditors and because creditors are also feeling the effects of the poor economy they have begun resorting to more aggressive methods of debt collection. This form of creditor has grown to be considered a predatory debt collector and is making their debtors victims in their relentless attempts to collect from them.
However, luckily for the victimized debtor there is a potential for relief from these relentless creditors. That relief comes in the form of “The Fair Debt Collections Practices Act,”(FDCPA) 15 U.S.C. § 1692. This act establishes legal protection for consumers, from abusive debt collection practices. This act affords many forms of protection for the consumer and places many restrictions on a collectors ability to communicate and collect from the debtor. More importantly this also affords the debtor an avenue of recovery from the abusive debt collector who violates the FDCPA.
Southern New Jersey Counties Serviced by Law Offices of Lee Perlman:
- Atlantic County
- Burlington County
- Camden County
- Cape May County
- Cumberland County
- Gloucester County
- Ocean County
- Salem County
At the Law Offices of Lee M. Perlman it is our goal to help consumers protect themselves from the unfair practices of predatory debt collectors. With three offices around the state, we make ourselves available to every resident of New Jersey. For those facing the unfair abuses of debt collections agencies and predatory creditors throughout South Jersey, we offer assistance in preparing and filing potential FDCPA complaints against abusive creditors. If you think you are the victim of behavior prohibited by the FDCPA, we urge you to consider calling the Offices of Lee M. Perlman to set up a free consultation. Let us protect you from abusive collectors.