Submitted by New Jersey Bankruptcy Lawyer, Lee M. Perlman When Rebecca Wills pictures the home she would like to buy, it looks like the one she grew up in: Small house. Big backyard. Enough grass for the family to lie out on when the New Jersey summers cooperate. “A place where you can come take […]
For some consumers, bankruptcy is the solution to crushing debt
Although student loan debt is difficult to discharge in bankruptcy, most other forms of consumer debt can be eliminated or reduced. One of the biggest downsides to bankruptcy is the hit to your credit report, because it remains there for seven to 10 years. Consulting with a bankruptcy attorney — often for free — can […]
My Husband Got Secret Credit Cards and Maxed Them Out
What to do when your partner ruins their credit — and credibility. Here’s how to fix financial infidelity. Submitted by New Jersey Bankruptcy Lawyer, Lee M. Perlman. By Cheryl Strayed and Steve Almond April 17, 2018 Dear Sugars, My husband and I are both 30. We’ve been married five years. Several months ago, we decided […]
Personal bankruptcy is not a rich people problem
By Jana Kasperkevic • Apr 10, 2018 Submitted by New Jersey Bankruptcy Lawyer, Lee M. Perlman. When we think of bankruptcy, we often think of celebrities who have gone broke, companies that failed and crooks who are trying to cheat the system. But as it turns out, bankruptcy is most common among middle-class Americans. On […]
Money habits are set by age 7. Teach your kids the value of a dollar now
Submitted by New Jersey Bankruptcy Lawyer, Lee M. Perlman. More money doesn’t always equal more happiness. And now we have the research to prove it. In a 2018 study, a group of psychologists at Purdue University looked at correlations between how people feel about their lives, and how much money they earn. The unexpected takeaway: […]
Obtaining Different Types of Credit after a Bankruptcy
Lending Tree recently performed a study on the cost of bankruptcy and applying for credit after bankruptcy. Read the complete study here.
How to raise your credit score after bankruptcy
Submitted by New Jersey Bankruptcy Lawyer, Lee M. Perlman. Q. I have a 525 credit score. I own a house, car and truck with all my other debt paid off the in last three months, and I have a bankruptcy coming off after 10 years in March. What should I expect for a score? — […]
Annual Holiday Luncheon 2017 – Law Offices of Lee M. Perlman
Our staff enjoying some well deserved holiday festivities at our annual, always anticipated, holiday lunch This year everyone really loved the great food, and company of course, at Cherry Hill’s Farm and Fisherman restaurant.
Navigating the Financial Side of a Relationship
Submitted by New Jersey Bankruptcy Lawyer, Lee M. Perlman. Couples can fight about anything, it’s just a fact of relationships. But arguments about money have a tendency to be particularly toxic, since they’re layered with deep emotional and personal history. In fact, researchers have shown there’s a direct relationship between the number of times a […]
The Reasons More Older Americans Are Filing For Bankruptcy
Submitted by New Jersey Bankruptcy Lawyer, Lee M. Perlman. Ada Noda was an 80-year-old great-great grandmother when, in 2008, medical bills from her 2004 emergency open-heart surgery were more than she could ever afford. She ultimately filed Chapter 7 bankruptcy. Now, nine years later, the feisty widowed matriarch from St. Augustine, Fla. says her decision […]
