Central Jersey is an area filled with large corporations and businesses. These corporations supply the community with jobs for residents of central jersey and statewide. However with the economy in the state that it is in jobs are far less easy to come by and retain despite the numerous businesses concentrated in the region. With the increase in unemployment many citizens are left without money to pay for their needs or a safety net in the form of medical insurance. Because of this citizens are going into debt with no means repaying their creditors.
Central Counties served by Perlman Law Offices.
- Hunterdon County
- Mercer County
- Middlesex County
- Somerset County
- Union County
In these times of poor employment it is not uncommon for unemployed workers to go into an extreme amount of debt just to keep them above the poverty line and to maintain their health. As a debtor continues to add creditors to their list they often find themselves in a seemingly hopeless situation of immeasurable debt and constant harassment by collection agencies. However a debtor has a few methods of obtaining relief from such a situation in the form of a “Chapter 7” Bankruptcy. A Chapter 7 Bankruptcy involves the debtor liquidating his property to the bankruptcy estate in order to pay off their creditors. There are a number of exemptions available that the debtor may claim in order to retain some of the value of their property. At the close of a Chapter 7 a debtor receives a discharge of all of their remaining unsecured debt that was listed in their bankruptcy.
The Law Offices of Lee M. Perlman are consumer bankruptcy oriented. With three offices around the state, we make ourselves available to every resident of New Jersey. For those facing the uphill battle of alleviating their substantial debt in Central Jersey, we offer assistance in the preparation and filing of a Chapter 7 plan. If you are having difficulty alleviating your debt and are in need of a fresh start we urge you to contact the Offices of Lee M. Perlman to set up a free consultation.