Burlington County, NJ – Phone: (856) 751-4224
Founded in 1994, and operating continuously since that time, with a presence in Burlington County, the Law Offices of Lee M. Perlman has helped thousands of Burlington County consumers and businesses get the financial fresh start they truly deserve.
Burlington County consumers with debt can learn how to stop creditors and get breathing room now from:
Mortgage issues
Medical debt
Wage garnishments
Any creditor harassment
Burlington County consumers with debt can lean how when you file bankruptcy in many situations we can protect:
Your home
Your Vehicle
Your Retirements savings
Your Wages
After you file bankruptcy is concluded or discharged Burlington County consumers should understand that:
Your credit score will typically increase, not decrease
You will be able to answer your phone again, without fear of creditor harassment or intimidation
You will likely be able to own real estate after a period of time following your discharge
There are immediate steps that you can take to reestablish your credit when your case concludes
If you live in Burlington County and have financial distress that is preventing you from financial independence get the advice you deserve about your debts.
Burlington County residents who become clients of the firm will always know what to expect next with their case.
Most Burlington County residents who file bankruptcy will have their case heard in the Trenton Vicinage of the Bankruptcy Court in New Jersey.
We work closely to help all consumers with debt and bankruptcy issues in Burlington County.
We invite you to review Lee M. Perlman, Esquire’s reviews on Avvo. He has also been designated a national Super Lawyer for 2019 and 2020 (No aspect of this advertisement has been approved by the Supreme Court – View criteria for granting the award).
Please see our Google reviews.
- I am concerned about lawyer fees, can I request a payment plan?
Our firm offers flexible payment plans to meet your specific budget.
- Will my credit be ruined if I file bankruptcy?
No! Since you will have fewer debts and a lower debt to income ratio and you will likely return to paying your bills on time after your case concludes, your credit score may be as high as 720 post discharge in some cases.
- I cannot lose my house or car, are they at risk if I file bankruptcy?
In the majority of cases if your car and house do not exceed a certain amount and you are current with your mortgage company and car lender, in most cases, these assets are not impacted when you file.
- I do not want to lose my tax refund
In a bankruptcy there are protections, or credits, that allow you to exempt your tax refund to a certain extent, everyone’s case is different and the firm will be able to explain exactly how much and what can be protected when you receive your tax refund.
- Is it true that deadbeats file for bankruptcy?
Not true! Most of the people filing for bankruptcy are good honest hard working people, just like you and me, who file as a last resort after months or years or struggling to pay the bills. You are completely wrong in thinking that you are deadbeat if you file bankruptcy. If you need to file bankruptcy it can be one of the most responsible steps you can take for your family’s happiness, prosperity and future.
- What is the financial sweatbox, is it dangerous and how can I avoid it?
The financial sweatbox is a term for the time before a person files for bankruptcy. This period goes beyond struggling, with asset depletion and debt collection lawsuits, people stuck in the sweatbox are dangerously waiting and forgoing basic necessities like food, to avoid filing bankruptcy.
- What is a long struggler and how can I avoid reducing assets?
A study found that 66% of those waiting to file bankruptcy were long strugglers, or those who endured the financial sweatox for 2 years or longer. By the time they file long strugglers typically had half the assets vs. filer who does not wait 2 years.