New Jersey Bankruptcy Law Practice
Chapters 7 & 13 available even with 2005 law change

New Jersey Bankruptcy Articles by Lee M. Perlman, Esq.

• Why Won’t Lenders Renegotiate Delinquent Home Loans?
   

• Your Rights and the Responsibilities of  the Mortgage Servicer
   

• New Jersey Lawyer, December 31, 2007 - Student Loans. Restore Bankruptcy Fresh Start
   

• New Jersey Lawyer Magazine, December 4, 2006 - Please Turn To Chapter 7: Still? Still.
   

• The ABCs of Teaching Money Management to your Kids
   

• Timely news on the Soldiers & Sailors Relief Act
   

• Flower & Garden article, September, 2000;
   

• Courier Post, September 1998;
  

New Jersey Bankruptcy Articles 

• The New York Times, July 12, 2010 - Automated Debt-Collection Lawsuits Engulf Courts
   

• The New York Times, July 9, 2010 - Daddy, Are We Rich?, and Other Tough Questions
   

• CNNMoney.com, 6 Ways to Kill Your Credit Score
   

• The Wall Street Journal, May 8, 2010 - Beware of Taxes when walking away from a Mortgage
   

• The New York Times, March 13, 2010 - The New Poor - In Hard Times, Lured Into Trade School and Debt
   

• The New York Times, February 12, 2010 - Credit Card Limits For Youth Can Be Opportunity For Parents
   

• The New York Times, February 2, 2010 - No Help in Sight, More Homeowners Walk Away
   

• The New York Times, January 15, 2010 - For Financial Advice, Arriving at the Right Dosage
   

• The New York Times, January 5, 2010 - Mortgage Modifications Affect Credit Scores
   

• The New York Times, December 11, 2009 - The Lure of Store Credit Cards, and the Hook
   

• The New York Times, December 3, 2009 - Why Many Home Loan  Modifications Fail
   

• The New York Times, November 13, 2009 - Financial Decisions to Make as You Divorce
   

• The New York Times, November 2, 2009 - A Free Credit Score Followed by a Monthly Bill
   

• The New York Times, October 23, 2009 - Money Talks To Have Before Marriage
   

• The New York Times, October 3, 2009 - Hard Work, No Pay
   

• The New York Times, September 18, 2009 - Hurry Up and Credit My Account
   

• The New York Times, September 11, 2009 - Seven New Rules For the First-Time Homebuyer
   

• The Wall Street Journal, September 8, 2009 - Credit Scores: What You Need to Know Now
   

• The New York Times, June 30, 2009 - Insured But Bankrupted by Health Crisis
   

• The New York Times, May 14, 2009 - My Personal Credit Crisis
   

• The New York Times, May 2, 2009 - Students' First Lesson: Beware Loans' Fine Print
   

• The New York Times, May 1, 2009 - Does God Want You To Be Bankrupt?
   

• The New York Times, April 20, 2009 - Debt Settlers Offer Promises But Little Hope
   

• The New York Times, April 17, 2009 - In Grim Job Market, Student Loans are a Costly Burden
   

• The New York Times, February 6, 2009 - Faulting Credit Firms on Fixing Errors
   

• Why should companies that extend credit to somebody who's already drowning in debt benefit in bankruptcy court? Let 'em take their lumps.
   

• Business Week, November 1, 2007, Prisoners of Debt  --  A fresh start with bankruptcy?
   

• What you need to Know about Medical Debt and your Health Insurance

• The New York Times, March 31, 2007 - Avoiding Foreclosure

• Top Ten Tricks of The Lending Trade

• A  report issued by the FBI in May of 2005 on mortgage fraud

• The New York Times, December, 2006 - Protectors, Too, Gather Profits From ID Theft
   

• The Star Ledger, April, 2006 - Here's how you can upset an attorney: Call him a debt relief agent like the government does
   

• The New York Times, August 27, 2005 - Credit: For Those of You Keeping Score at Home
   

• Accounting Today, June, 2005 - A legacy of Terri Schiavo: More interest in living wills
   

• Courier Post, April 17, 2005 - Bankruptcy Reform is a 'bad bill'
   

• Courier Post - Living Wills
   

• The New York Times, April 4, 2005 - Creditors Can't Seize IRA's, High Court Rules
   

• The New York Times, April 11, 2004 Blue Skies and Green Yards, All Lost to Red Ink
   

• The New York Times, April 12, 2004 - Hanging On, From Predawn to Way Past Dusk; For Poconos Newcomers, Long Days and Lean Wallets
   

• The New York Times, December 21, 2003 - Dumpster-Diving for Your Identity 
   

• The New York Times, October 14, 2003 - Not-for-Profit Credit Counselors Are Targets of an I.R.S. Inquiry
   

• The New York Times, September, 2003 - The Unemployed Lose More Than a Paycheck
   

• The New York Times, July 27, 2003 - The Appeal of V.A. Mortgages
   

• Consumer Federation of America, Release, April 9, 2003 - First-Ever Study of Credit Counseling Finds High Fees, Bad Advice and other Abuses by New Breed of "Non-Profit" Agencies;

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